Payment Options
Immediate Payments
These payment methods will require you to pay for your entire order upfront through one of our secure online payment portals.
CREDIT CARD PAYMENTS
Windcave & Stripe
All credit card payments are protected by 3D Secure Technology, Verified by Visa and Mastercard Secure Code
Select "Credit Card" at Checkout to process your payment using VISA, Mastercard, Apple Pay, Google Pay, Visa/Mastercard Debit with NO Surcharge!
BANK DEPOSIT
Direct Credit
The Bank Deposit (aka Direct Credit) payment option allows shoppers to make payment via their online banking, without a credit card.
Buy Now, Pay Later
These payment methods will allow you to pay off your purchase in installments, while still receiving your order immediately.
BUY NOW, PAY LATER, INTEREST FREE
Afterpay
Select "Afterpay" at checkout to spread your purchase over 4 weekly payments!
Pre-approved Finance
These payment options are perfect if you'd like to pay off your order over 6 to 36 months.
UP TO 36 MONTH FINANCE TERMS AVAILABLE
Finance NOW
Apply online and you could be pre-qualified for a specific loan amount that can be used immediately or in the 30 days from date of approval.*
It only takes a few minutes to complete our online application and we’ll let you know if you’ve been approved straight away.*
LONG TERM INTEREST FREE FINANCE
NOW Rewards Visa
Use your NOW Rewards Visa to pay for your order with either 12 month or 18 month interest free finance.*
If you don't currently have a NOW Rewards Visa, that's ok, we can help manage the whole process for you.
Minimum spend $250.
Rates and Fees (current as of 4 May 2026 and subject to change).
Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit NOWvisa.co.nz for more information.







